TorFx: Review

TorFx: Review

TorFx is a web-based currency exchange firm launched in 2004 with its headquarters in Cornwall, United Kingdom. The firmâ’s website ( is owned and operated by Tor Currency Exchange Ltd. The company’s main services are divided into two types: Private Transfers and Business Transfers. As part of its attractions, the company also prides itself in being able to provide expert guidance for prospective clients on how best they can benefit from currency exchange dynamics. The company has the capacity to process over 3 billion Pounds in international money transfers and foreign exchange every year.


1. Personal Transfer

TorFx provides personal support through the help of dedicated account managers who take their time to analyze markets and offer guidance whenever necessary to ensure swift and secure exchange and transfer of currency. The firm does not charge for international payments. In addition to regular exchanges, TorFX provides personalized services to private clients who remit funds regularly. The firm also helps clients who are buying property abroad by allowing them to fix their exchange rates two years in advance.

2. Business Transfer

TorFx promises to help businesses save money when it comes to receiving or making payments in foreign currency. According to its website, it has handled many clients from large public corporations with complex operations to smaller companies. The services it offers to business clients include the following:

  • Order Types allowing businesses to set minimum and maximum buying prices
  • Professional currency analysis support
  • Free funds transfer with no hidden charges
  • Very competitive currency exchange rates
  • Risk Management Service


The company’s website is designed in such a manner that it takes only a click to get a free quote on the current exchange rates. The firm prides itself in being able to provide ultra-competitive exchange rates which undercut banking rates by up to 90%. This means that using the service, you can save thousands of pounds. It is made even more attractive by the fact that these exchange rates are flexible such that the more money you want to exchange or transfer, the lower the rates.


The minimum amount that can be transferred online is 50 Pounds up to 10000Pounds. Transfers over the phone have their minimum limit at 2000 Pounds.


TorFx was awarded the highest credit rating of Level 1 by the credit rating agency, Dun & Bradstreet. It employs the services of Barclays Bank PLC, and is regularly audited by the premier auditing firm, Price Waterhouse Coopers. The company is also regulated by HM Revenue & Customs Financial Conduct Authority in the United Kingdom and ASIC in Australia.



  • Flexible, Ultra-competitive exchange rates that are up to 90% cheaper than bank exchange rates
  • Daily Market updates
  • Zero charges for international payments and transfers
  • Money orders for minimum and maximum buying rates
  • Great customer support with 24/7 customer service
  • Dedicated account managers
  • Credibility with highest credit rating
  • Forward Contracts


  •       TorFX does not own a mobile app making it difficult to access their services on mobile


According to client reviews available online, most customers are satisfied with TorFX’s service. One client in TrustPilot says “Excellent customer service and a great exchange rate.†Another says “easy and painless.†The most critical review was of a client who noted that in his case, TorFX’s rate was higher than his bank’s in one instant.


Overall, TorFX appears to be a very reliable currency transfer service provider with very many happy clients. It definitely is a company you should watch, and use as your currency exchange service provider whenever in need.

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